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Buying more shares in your home

You can buy more shares (more equity) in your home so that you own a larger part of the property. You can generally keep doing this until you eventually own it outright, subject to the terms of the lease. This process is known as 'staircasing'.

As you only pay rent on the part you do not own, it means the more equity you own, the less rent you pay. And if you buy your home outright in the future, you won't pay any rent. If the property you buy is a house, you will usually be given the freehold if you buy it outright. This means you don't need to worry about your lease running out one day.

If you decide to buy more equity, the cost will be based on the value of your home at that time. We will use an independent valuer approved by the Royal Institution of Chartered Surveyors. You will be responsible for paying for the valuation.

Download our guide to buying more shares

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