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What is shared ownership?
Shared ownership, also known as part-buy, part-rent, is a government-funded scheme to help people who can't afford to buy a property outright on the open market.
It allows you to buy a share in your new home and pay A2Dominion a subsidised rent on the part you don't own. The size of the share you buy is usually between 25% and 75% of the value of the property. If you buy a pre-owned shared ownership property, you will buy the share owned by the current owner.
A new home is bought on a lease, which will usually be 99 to 125 years. For resale properties, the length of the lease will be based on the number of years that would have been left on the original lease.
What will I own?
You will own an equity (share) of the property, based on a long lease.
A lease is a legal agreement between you and the landlord. The lease is usually based on 'a model' lease published by the Homes and Communities Agency. It covers you and our responsibilities including maintenance, rent-setting, buying more equity, selling the property and buildings insurance.